On paper, the notion of modular, offsite construction makes a lot of sense. Who wouldn’t want to streamline the building process while minimizing labour costs?

In practice, however, prefab, pre-cut and panelised components remain something of an outlier, as the homebuilding industry still overwhelmingly Favors on-site stick construction. In fact, offsite construction featured in just 3% of single-family builds in 2024 (down from 7% in 2023).

So, what’s the holdup? Factors like zoning laws, uncertain demand, perceptions regarding quality and startup costs required to shift production methods have been named as deterrents.

Industry inertia and attitudes certainly play a role as well. The “we’ve always done it this way!” mentality can make change difficult and thwart fresh approaches. But there are some in the LBM world determined to make modular more mainstream.

Saint Gobain subsidiary CertainTeed is one such case. Below, Dennis Michaud, the company’s managing director for offsite solutions & residential resiliency, shares insights into the company’s offsite efforts and plans to tap more market share.

 

Q: Can you describe CertainTeed’s current modular offerings and initiatives?

Michaud: CertainTeed supplies modular and manufactured housing manufacturers with a comprehensive portfolio of building envelope solutions—including roofing, siding, insulation and gypsum wallboard, as well as the NO-COAT PRO drywall corner system and the Volu-Matic suite of industrial insulation blowing equipment.

Beyond supporting modular and manufactured housing, CertainTeed has also commercialized its own panelised solution, ONE PRECISION ASSEMBLIES (OPA). Instead of shipping entire modules, OPA delivers precision-engineered floor, wall, and roof panels that are assembled on-site.

This solution reduces build times for developers and homebuilders by up to 50% compared to traditional construction. Each assembly is manufactured in a controlled environment to ensure quality and consistency and integrates CertainTeed’s full portfolio of materials under one manufacturer and one warranty.

Originally introduced in 2023 in the Northeast, OPA expanded into the Southeast in 2025 and is now available in 25 states. With projected growth of more than 300% in the coming year, OPA is demonstrating strong builder demand and accelerating market momentum. Its versatility makes it an ideal solution for single-family homes, low-rise multi-family projects, and even challenging infill lots, giving builders and developers the flexibility to meet diverse market needs.

Q: Moving forward, what’s next for the company in terms of offsite offerings? 

Michaud: CertainTeed sees offsite construction—including modular, panelised and manufactured housing—as a powerful tool for improving productivity, affordability and resilience in the construction industry.

We will continue to enhance modular-friendly solutions that accelerate roofing, insulation and drywall installation, along with introducing new siding materials designed to increase durability during transportation of modular and panelised units.

On the ONE PRECISION ASSEMBLIES side, our focus is on expanding geographic reach with regional scaling to meet demand in high-growth housing markets. This expansion will allow us to serve more builders and developers with a system that delivers speed, quality and flexibility for diverse housing types.

Q: What are some big trends you’re seeing in the business right now, and what do you see rising in importance in 2026? 

Michaud: The construction industry is being shaped by three major trends: a persistent labor shortage, a significant housing deficit, and the urgent need to deliver resilient housing solutions that can withstand increasingly severe weather events.

These challenges are pushing builders and developers to seek methods that reduce jobsite complexity, accelerate timelines and ensure long term durability.

Looking ahead to 2026, resilience will become even more critical. Homes will need to be engineered for strength and adaptability to meet the demands of climate extremes and evolving building codes. Solutions that combine precision manufacturing, moisture management and high-performance materials are positioned to help meet these priorities.

Q: What trends are you seeing in modular building in particular?

Michaud: Growth in modular and panelised building is strongest in regions facing acute housing shortages and high labour costs, where speed and efficiency are critical.

Builders are increasingly prioritizing high-performance materials that deliver durability and energy efficiency, along with assemblies that provide superior thermal performance—often in the range of R-20 to R-60.

Technologies such as precision manufacturing and moisture-managed assemblies are emerging as key differentiators, helping ensure consistency, quality and long-term resilience.

Q: In your view, what are some of the biggest obstacles to offsite building in the U.S.? 

Michaud: Some of the biggest obstacles include perception and education, as many builders still view offsite construction as niche or costly despite its proven efficiencies.

Also, regulatory complexity, with varying local codes slowing adoption.

The skilled labor gap is an issue as well, because even with offsite solutions, experienced crews are still needed for assembly and finishing.

Q: What sorts of technologies is CertainTeed using in its offsite segment? 

Michaud: In engineering and manufacturing ONE PRECISION ASSEMBLIES, CertainTeed uses advanced 3D CAD and computer-aided manufacturing software to translate builders’ designs into  precision-engineered panels. Production utilizes automated cutting, framing, nailing and insulation systems to ensure accuracy and consistency.

Q: How has CertainTeed been mitigating the impact of tariffs, and what do you see on this front in 2026? 

Michaud: Global trade is an important part of the modern economy, and CertainTeed complies with all trade rules in the countries where we operate, including tariffs.

Our parent company, Saint-Gobain, globally has a country-focused approach for sourcing materials and resources from within our region as part of our business model. Over the past three years, we’ve made significant investments in North America—expanding operations in the U.S. and Canada and acquiring companies that strengthen our regional supply chain.

With more than 160 manufacturing facilities across the region, we remain committed to continuing operations as normal and supporting the strong demand for housing.

 

Source: HBS Dealer

 

By Craig Godsman, product manager

– ready-mix concrete and concrete products, Breedon GB

Concrete remains the cornerstone of the construction industry, and with the Government setting its sights on delivering 1.5 million new homes – as well as major infrastructure projects – it has arguably never been more vital. However, despite policy ambitions signalling the need to build, the sale of ready-mixed concrete has fallen by 11.5%, reaching its lowest level in more than six decades. For producers, the challenges have rarely been sharper: a sector caught between fluctuating demand, volatile production costs, and an ever-tightening focus on sustainability.

Producers have a fine line to walk, striving to make concrete more sustainable without pricing it out of viability. The good news is that technology is increasingly helping to bridge that gap; driving down emissions, optimizing production, and improving performance in ways that support both commercial and environmental goals.

How concrete has evolved

Concrete technology has undergone a remarkable transformation since the 1960s, evolving into a science-driven, performance-based process. In the past, workability and strength were primarily controlled by adjusting the water-cement ratio – often at the expense of durability. The introduction of chemical admixtures – first lignosulfonate-based plasticisers, followed by high-range superplasticisers and modern polycarboxylate ethers – revolutionized concrete performance, enabling higher strengths, reduced water content, and the development of self-compacting concrete.

At the same time, cement chemistry diversified beyond Ordinary Portland Cement (OPC). The widespread use of supplementary cementitious materials such as fly-ash, ground granulated blast-furnace slag (ggbs), and silica fume improved durability, reduced permeability, and significantly lowered the carbon footprint of construction. Today, clients are looking for lower-carbon solutions allowing the use of secondary cementitious materials such as PFA (pulverized fuel ash) and ggbs as a mainstay. Other products such as limestone cements, calcined-clays, and alkali-activated materials also help cement manufacturers to meet ambitious sustainability goals.

Contemporary mix design is now guided by laboratory testing and life-cycle assessment, balancing strength, workability, and environmental performance. These innovations have produced concretes that are more durable and more sustainable than ever before. The shift marks a fundamental change in construction materials science – one that aligns perfectly with the global drive towards greener, longer-lasting infrastructure.

Designing mixes fit for modern construction

For concrete, there are infinite combinations, with each carefully tailored to meet the unique performance, environmental, and logistical requirements of a project. Concrete mix design has become an exercise in balance, with an intricate interplay between strength, workability, cost, and sustainability. A coastal defence structure, for instance, demands entirely different durability thresholds to a residential foundation or precast façade panel.

For quarry and materials providers, this complexity means every component – aggregates, cementitious materials, admixtures, and even delivery timing – must align precisely to meet both technical and environmental specifications. The carbon intensity of a mix is now a board-level concern, influencing procurement decisions and reputation alike.

In the past, achieving performance often meant compromise. Rapid-setting concrete, for example, typically required a lower proportion of ground granulated blast-furnace slag to accelerate early strength gain, a trade-off that increased embodied carbon. Today, however, new admixture technology has changed that equation. Lower-carbon strength enhancers now allow contractors to maintain high early strength and similar setting times while retaining a greater ggbs content, significantly reducing emissions.

Admixture innovation has also expanded on-site flexibility. Placement enhancers extend workability, giving contractors more time to pour and finish complex or heavily reinforced structures without compromising performance. Specialist mixes have emerged for demanding environments too, from underwater concrete with anti-washout properties – such as Breedon Nautilus – to ultra-durable formulations, like Breedon Titan, for marine and industrial applications.

These examples highlight how far concrete technology has come. By combining data, laboratory testing, and chemistry, producers can now fine-tune every element of a mix to deliver the precise balance a project demands. Optimization is now as important as specification, and this shift is redefining what is possible in sustainable construction.

Sustainability beyond carbon

For the construction industry to achieve its decarbonization goals, concrete must play its part. Quarry operators and ready-mixed concrete producers are already embedding lower-carbon processes, including everything from alternative fuels and clinker substitution to energy-efficient batching plants. But it is important to recognize that sustainability extends beyond the immediate carbon footprint.

A longer-lasting, more durable structure reduces lifecycle emissions by spreading embodied carbon over decades of use. Recycled aggregates and industrial by-products help create a circular economy and reduce pressure on primary extraction. Meanwhile, water efficiency, responsible sourcing, and biodiversity management are fast becoming standard expectations within the industry, rather than unique selling points.

Achieving true sustainability, therefore, is multidimensional: taking into account environmental, economic, and social considerations. Providers should be focused on materials that perform well, cost less to maintain, and come from supply chains that communities trust.

Innovation driving sustainable concrete

Several technologies are redefining how concrete is produced and specified across the UK:

  • Geopolymer and lower-carbon binders: By replacing a large portion of cement with alternative materials, these mixes can cut CO2 emissions by up to 80%.
  • Mix optimization: Before the development of advanced admixture technology, concrete production relied heavily on natural sand and gravel. Today, thanks to modern admixtures, producers can incorporate alternative materials that were once considered unsuitable for ready-mixed concrete, such as aggregates with high clay contents. This innovation offers significant sustainability benefits, with admixture technology enabling the use of locally available hard rock aggregates and crushed rock fines (CRF) from nearby quarries, reducing transportation distances and lowering emissions.
  • Carbon capture at source: This allows carbon to be captured directly from industrial sources during the cement-making process – for example, in cement kilns, preventing the carbon from entering the atmosphere. This carbon is then either stored underground or used in other industrial activities. Breedon are part of the Peak Cluster project, the world’s largest cement decarbonization project.
  • Carbon capture in the manufacturing process: New technologies also exist to capture carbon in other stages of the manufacturing process too. For example, Breedon are partnering with CarbonCure to inject captured CO2 into the concrete mixing process.

Breedon are working hard to provide all of these more innovative solutions, which ensure that sustainability is at the core of construction. The company also believes that sustainability does not end at the mixer, and is one of many quarry operators embracing biodiversity, with a focus on restoring sites and creating habitats as part of a responsible-sourcing approach.

Partnering for performance and sustainability

Early collaboration between suppliers, designers, and contractors is now fundamental. Defining the right mix, supply chain, and sustainability metrics from the outset saves on both carbon and cost later in the project. Suppliers who can deliver robust data responding to these criteria are better placed to help clients make informed and responsible decisions.

For the Breedon Performance Concretes range, for example, collaboration has been essential, and the company’s teams always enjoy working with customers from specification through to delivery to produce a more durable but cost-efficient solution.

Looking ahead

The future of concrete is ever evolving, and whilst the economic uncertainty may have dampened demand, it is clear that innovation has never been stronger. New materials and circular economy models are all reshaping what is in the realms of the possible. The sector’s task is to harness these technologies at scale, ensuring that every cubic metre of concrete contributes to ensuring both a robust built environment and a resilient planet.

 

Source: Agg-Net

 

 

   

The global sustainable construction chemicals market revenue surpassed USD 77.15 billion in 2025 and is predicted to attain around USD 145.09 billion by 2035, growing at a CAGR of 6.52%. The sustainable construction chemicals market is rising due to escalating global demand for eco-friendly, high-performance chemical solutions that reduce environmental impact, support green building certifications, and improve durability and lifecycle efficiency in infrastructure and building projects.

What are the Key drivers enabling the growth of the market?

Multiple forces are driving the growth of the sustainable construction chemicals industry in parallel; each rooted in the dual requirement of environmental responsibility and high performance in modern construction. Stricter environmental regulations, particularly those governing permissible emissions of volatile organic compounds, are compelling builders, developers, and contractors to replace conventional formulations with low-emission and compliant chemical solutions. In parallel, the growing adoption of environmental certification programs such as LEED and BREEAM is reinforcing this shift, as certified projects require documented use of materials that support energy efficiency, indoor air quality, and reduced environmental impact throughout the building lifecycle.

At the same time, advances in materials science are expanding the performance envelope of sustainable construction chemicals. Innovations in formulation chemistry are enabling the use of bio-based feedstocks and recycled constituents without compromising critical performance attributes such as mechanical strength, long-term durability, adhesion, and workability. These developments are allowing sustainable alternatives to meet or exceed the functional requirements of traditional products in applications including concrete admixtures, sealants, coatings, and waterproofing systems. As a result, construction professionals are increasingly able to align sustainability targets with structural and operational performance demands rather than treating them as trade-offs.

Segment insights

  • By Product Type, the concrete admixtures dominated the market in 2025 because of how they improve the workability, durability, and lifecycle performance of concrete as well as support environmentally responsible practices in addition to a variety of uses including residential, commercial, and infrastructure projects.
  • By Chemical Type, the polymer-based chemicals segment dominated the market due to their ability to produce eco-friendly coatings, sealers, and admixtures that comply with modern standards of sustainability and provide flexibility, strong bonding capabilities, and versatility.
  • By Application, structural enhancement of concrete dominated the market, as builders began utilizing sustainable chemicals to enhance load resistance, longevity, and structural integrity within large-scale/high-performance construction projects.
  • By End-Use Sector, the infrastructure & transportation segment dominates the market, as continued investment in the development of roads, bridges, railroads, and publicly owned assets was creating a demand for durable, environmentally sensitive construction chemicals.
  • By Sustainability feature, the market is dominated by the low-VOC green-certified segment due to changing regulations promoting the use of less hazardous chemicals that could be utilized in the manufacturing, installing, and maintenance of construction materials to promote improved indoor air quality and reduced ecological impact.
  • By Performance Property, the high-strength and durability segment dominated the market and demonstrated the industry’s focus on developing durable structures that minimize the frequency of repairs, waste consumed while producing repairs, and overall environmental impact.
  • By delivery format, liquid formulations have taken Market Leader position, compared with other formats, based on their ability to provide consistent results and to support the latest methods and equipment used in modern construction.
  • By sales/distribution channel, direct sales have dominated the market, allowing manufacturers to provide clients with technical support, tailored solutions, and strong business relationships that promote sustainable construction chemical applications.

Regional insights

The growth of urbanization, implementation of large-scale infrastructure programs, and increasing adoption of green building practices across Asian countries such as China, India, and economies across Southeast Asia have established Asia-Pacific as the leading region for the supply and consumption of sustainable chemicals. Rapid expansion of residential construction, transportation networks, and industrial zones has increased demand for low-emission construction chemicals, water treatment solutions, and performance additives aligned with green building certifications. As a result, Asia-Pacific has emerged as the world’s largest regional consumer of sustainable chemicals, driven by scale-intensive infrastructure development combined with tightening environmental expectations in urban projects.

The Middle East and Africa represent the fastest-growing region for sustainable chemicals, supported by accelerated urban development, smart city initiatives, and rising sustainability benchmarks embedded in major construction and infrastructure projects. Governments and developers across the region are increasingly specifying environmentally friendly, high-performance chemical products for applications such as concrete admixtures, coatings, water management, and insulation to meet energy efficiency and durability requirements. This shift is reinforcing demand for sustainable chemical formulations that comply with international standards while addressing harsh climatic conditions and long-term asset performance needs across urban and industrial developments.

Source: Precedence Research

 

 

 

A property expert is calling for a re-think of the Government’s new build strategy which aims to deliver 300,000 new homes a year.

Simon Taylor, founder of Empty Property Hunters said:

“According to the Department for Levelling Up, Housing and Communities there are over 260,000 long-term empty homes sitting idle across England, many in areas crying out for housing.  The new build strategy is missing a key ingredient.  While Britain is under pressure to build its way out of the housing crisis, new builds come with a heavy carbon cost and making long-term empty homes available could alleviate this, with a far more environmentally sustainable solution.

“The numbers are stark.  Constructing an average three-bedroom home in the UK creates around 45 tonnes of CO₂, [*1] the equivalent of driving around the world five times.   By contrast, restoring an existing property typically produces around half that amount, saving up to 25 tonnes of embodied carbon per home [*2].  With targets of 300,000 new homes a year, new construction alone could emit more than 13 million tonnes of CO₂ annually before a single boiler is switched on.  This is the same amount of emissions created by a city as large as Manchester where every house is running gas and electricity for one year.

“As a society, we all need improve our approach to sustainability.  Eco boilers, electric cars and taxation on aviation and the oil and gas industries play their part but surely we also need to talk about re-use of housing from an environmental perspective too?  There is no excuse, it’s simply common sense.”

The numbers of long-term empty properties are growing by 8-10% a year, continuing an upward trend since 2021 with 40,000 more abandoned since last this time year.  They are left uninhabited for multiple reasons – sometimes because people move abroad or there is a family dispute or people are unsure what to do with an inherited property.

“Tax breaks could help abandoned homes be brought back to life,” continues Taylor.  “Many are the types of properties that people want; family homes with gardens in established areas with the infrastructure already in place.  It is about time that empty homes come into the conversation and back into community use.”

Empty Property Hunters (EPH) is a research-led firm specialising in tracing and acquiring long-term vacant homes and bringing them back into use.  “We don’t just find properties, we unlock potential,” confirms Taylor.  “Every time we restore an empty home instead of replacing it, we’re avoiding the carbon footprint of an entirely new build and breathing life back into the community around it.  But we believe that more can be done.  Therefore, I’d like to call on the Government to see how long-term empty properties can be into the housing strategy.”

Empty Property Hunters has recently acquired a large five-bedroom Victorian house in Sheppherd’s Bush which had stood empty for almost a decade.  EPH’s in-house tracing team tracked down the absentee owner who hasn’t lived at the property for several years.  Work will shortly begin on a full refurbishment, saving an estimated 35 tonnes of embodied carbon while turning a derelict shell into a high-quality family home once again.

“It’s more environmentally friendly to refurbish this five-bed house than it would be to build a small new starter home,” adds Taylor. “That’s the kind of practical sustainability we believe the housing market needs.”

Credit: ©2025 Masaaki Miki and Toby Mitchell CC-BY-ND

A new NURBS-based algorithm is revolutionizing gridshell design by enabling faster, smoother, and more flexible shape-finding.

What once required 90 hours of GPU time now takes just 90 minutes on a standard CPU, unlocking bold architectural possibilities.

 

A Faster Way to Shape Lightweight Free-Form Structures

A researcher at the University of Tokyo and a structural engineer based in the United States have created a new computational form-finding method that may significantly influence how large, lightweight architectural structures are designed. The approach is tailored for gridshells, which are thin, curved surfaces formed from a network of intersecting structural members. Their technique relies on NURBS surfaces, a familiar digital surface format in computer-aided design (CAD), and greatly cuts down on the amount of computing required. A process that once needed 90 hours on a high-end GPU now finishes in roughly 90 minutes on a standard CPU.

Architects place great importance on surfaces that can hold their own weight. Many visually striking structures fall into the category of shells, which have traditionally been built from reinforced concrete. Today, however, designers are trying to limit concrete use because of cost, waste, and growing interest in more transparent or visually appealing materials such as glass. This shift has encouraged wider exploration of gridshells, which use intersecting curves made of metal, glass or timber to span large areas without internal supports.

Why Gridshells Are Attractive for Large Public Spaces

Gridshell structures work well for covering broad interiors without columns. They appear in locations such as train station entrances, updated courtyards in historic buildings, and open public plazas. Well-known examples include the British Museum’s Great Court, the glass roof of the Dutch Maritime Museum, and the Moynihan Train Hall in New York. While these projects show how effective gridshells can be, designers have lacked a standardized computational method capable of handling the full variety of shapes they would like to produce.

Masaaki Miki of the University of Tokyo and Toby Mitchell of the U.S. engineering firm Thornton Tomasetti collaborated on a technique that offers far more freedom in shaping these structures. Their algorithm identifies the optimal geometry for gridshells, even when the overall form is highly complex, while still maintaining structural reliability.

Removing Barriers That Once Limited Gridshell Design

Although gridshells have been built before, the geometric, structural, fabrication, and construction constraints involved have made them unrealistic for many clients. Miki and Mitchell had previously introduced a NURBS-based approach that addressed many of these difficulties within one computational framework. Two obstacles, however, remained: their earlier method struggled with very irregular shapes, and the computing time required was too long for practical use. The new version resolves both issues, creating a more efficient and accessible workflow and allowing many more designers to engage with advanced gridshell form-finding.

“The project began in 2020 with an interest in shell structures, often made of concrete. Traditional designs aim for shapes that carry their own weight entirely through the force of compression, but this limits how expressive or sculptural they can be,” said Miki. “We set out to find new ways to design shells that consider forces of compression as well as tension, allowing greater design freedom. We adapted our approach to more modern metal-and-glass gridshells, developing methods to balance mechanical reliability, aesthetics and ease of construction. Recent advances in computational speed have made it possible to solve such complex conditions using rigorous methods.”

Working Directly With NURBS Surfaces for Better Workflow Integration

A key strength of the updated method is that it works directly on NURBS surfaces. Traditional mesh-based modeling relies on thousands of triangular elements, but NURBS provide smooth, continuous and highly precise surface representations. They are also widely used in architectural design. The researchers incorporated their technique into Rhinoceros, a commonly used NURBS-focused CAD platform, as a plug-in. This integration allows architects to adopt the method more easily in everyday practice.

The central concept behind the method is to capture stress distribution using a NURBS surface together with new algorithms that improve computation speed by 98%. This efficiency removes the need for high-end GPUs and offers a more accessible path for producing gridshells that meet both geometric and structural requirements. The resulting shapes remain stable under gravity and support metal-and-glass construction that is practical to build.

“Because we are addressing a real-world problem, we have been rigorously validating our solutions by several test methods we also developed,” said Miki. “When the tests revealed failures in the method, it was stressful. However, we are now totally happy because all solutions pass the tests.”

Extending the Method Beyond Metal-and-Glass Designs

Although the current work centers on metal-and-glass gridshells, the team intends to expand the method to composite timber gridshells in the future.

 

Source: .SchiTech Daily

 

Holcim makes three acquisitions to accelerates circular construction in the UK, Germany and France

  • Acquisition of Thames Materials extends Holcim footprint to full Greater London area
  • Acquisition of A&S Recycling GmbH adds three hubs situated by metropolitan cantres in Northern Germany
  • Holcim signs agreement to acquire a recycler of construction demolition materials based in Northwest France
  • Combined annual processing capacity of 1.3Mt of construction demolition materials to contribute to Group target of recycling over 20Mt a year by 2030

Holcim has completed two acquisitions of demolition materials recycling businesses and agreed to make a third, as it accelerates circular construction across Europe. The three companies have a combined annual permitted processing capacity of around 1.3 million tons.

Holcim has closed the acquisition of Thames Materials, a leading recycler of construction demolition materials in West London and its surrounding counties and acquired a majority stake in the recycling business of A&S Recycling GmbH, a Hanover-based company operating in North Germany. Holcim has also agreed to acquire a recycler of construction demolition materials in Northwest France.

Miljan Gutovic, Holcim CEO:

“The acquisitions of Thames Materials, A&S Recycling GmbH, and a recycling business in Northwest France will extend our leadership in circular construction and contribute to our NextGen Growth 2030 target of recycling more than 20 million tons of construction demolition materials a year. The future of construction is circular, and I look forward to realizing that future together with our new colleagues.”

The acquisitions will scale Holcim’s circular construction technology ECOCycle®. With West London-based Thames Materials, Holcim is now able to provide circular construction services to the whole Greater London area. The transaction follows Holcim’s acquisition of East London-based Sivyer Logistics in 2023.

A&S Recycling GmbH’s three sites located in the Greater Hanover area will take to 10 the number of Holcim’s recycling hubs in Germany. The acquisition of the recycling business in Northwest France will reinforce Holcim’s footprint in the region and will bring to 28 the number of recycling centers the company operates in the country.

Source Holcim

 

 

To place and price today’s most complex risks, the industry must reimagine how ventures are built, and who builds them

By Bryony Garlick

 

Systemic risks are pushing the boundaries of insurability, and, in many cases, outpacing traditional underwriting models. From extreme weather and cyberattacks to geopolitical shocks and supply chain collapse, the risk landscape is increasingly interconnected. For Toby Harvey-Scholes, head of consulting at Ninety Innovation, addressing these challenges means rethinking not just insurance products, but the very shape of the ventures that deliver them.

“If you’re tackling something entirely new, it inevitably requires capabilities your business doesn’t have,” he said. “That’s where partners come in.”

Rethinking market structures

Legacy models still dominate much of the industry, built on segmentation by geography, peril, or product line. But as Harvey-Scholes points out, that structure no longer fits today’s challenges.

“Segmenting risk helps manage it. In reality, we’re just pushing risk around. No-one truly owns it.”

The result is grey areas where coverage is unclear. “A catastrophic cyberattack might halt business operations, but is that covered under BI, cyber, or something else?” he said. “These gaps exist because of segmentation.”

He argues that insurers need to move toward cross-line modelling and shared-risk pooling to address risks that fall between or across traditional boundaries. That shift has implications for every actor in the ecosystem, including carriers, reinsurers, capital providers, and distribution partners.

Mission-led innovation meets structural complexity

New insurance ventures, Harvey-Scholes argues, must begin with a clear mission.

“We’re seeing a shift toward problem-led and mission-led innovation,” he said. “Historically, insurers were there to support people at their greatest point of need. There’s a growing return to purpose.”

That’s especially true in Europe, where global insurers like AXA are embedding social and environmental goals into new offerings. Still, alignment remains a challenge. “Prevention often benefits one party while the cost sits with another,” he said. That structural misalignment complicates systemic-risk solutions.

Collaborative ventures offer one path forward. But they require careful design. “You have to quickly understand who brings what to the table,” he said. “Without that clarity, you can’t move forward.”

The capital question

Systemic risk isn’t just hard to model, it’s hard to fund. “Insurance is based on historical data,” Harvey-Scholes said. “That just doesn’t work anymore.”

Firms like BlackRock have turned to synthetic datasets to forecast risk. Insurers are starting to do the same. But modelling alone doesn’t solve the capacity issue. “In Australia, around 25% of property is now uninsurable,” he said. “In the US, markets have been loss-making for years.”

To stay in the market, carriers are tapping alternative capital. Everest, for example, enables private investors to access diversified reinsurance risk. Beazley has created a £140 million cyber cat bond facility. “These structures open vast new capital pools,” he said. “It’s how we build resilience for systemic risk.”

Focused ventures, flexible roles

The next wave of insurance ventures won’t replicate the giants of today. Harvey-Scholes predicts leaner, partnership-driven entities that focus narrowly on a single innovation and rely on external relationships for everything else.

“They won’t try to build massive operational structures,” he said. “They’ll focus on what they do uniquely well, and plug into reinsurers, data firms, and distribution networks.”

That evolution will affect every link in the chain. Underwriters, brokers, investors, and service providers will need to understand who owns the risk, who holds the capital, and how value is shared.

While some carriers are retreating from innovation, others are doubling down. AXA and Munich Re have scaled back their venture arms, while Liberty Mutual and Prudential are increasing strategic investments. “Fewer players are innovating,” Harvey-Scholes said, “but those that are, are doing it with much greater intensity.”

Partners must evolve to meet system-wide risk

Ultimately, Harvey-Scholes sees a shared responsibility across the industry, from carriers and reinsurers to brokers, technologists, and capital providers. Systemic risks can’t be solved in isolation, and tomorrow’s ventures will depend on tightly aligned partnerships to succeed.

“To truly address interconnected risks, we need models, and mindsets, that allow for longer horizons, shared balance sheets, and collective ownership of both risk and reward,” he said.

For those looking to play a valuable role in that future, whether as brokers, underwriters, investors or innovation partners, the challenge is clear: move beyond transactional thinking and help build solutions that reflect the complexity of the risks themselves.

Those who do will not only stay relevant – but they’ll also help shape a more resilient insurance ecosystem.

 

Source: Insurance Business

Source: S&P Global PMI

November 2025

All three construction sub-sectors saw the greatest fall in activity since May 2020

Steep reductions in new orders and employment

Business optimism weakest since December 2022

 

November data pointed to a sharp and accelerated reduction in output levels across the construction sector amid widespread reports of challenging market conditions.

New orders also decreased to the greatest extent since May 2020. Many construction companies commented on weak client confidence, alongside delayed spending decisions linked to uncertainty ahead of the Budget.

At 39.4 in November, down from 44.1 in October, the headline S&P Global UK Construction Purchasing Managers’ Index™ (PMI®) – a seasonally adjusted index tracking changes in total industry activity – was the lowest since May 2020. Lower volumes of construction output have now been recorded for eleven months in a row.

Sub-sector data showed that housing activity (index at 35.4), commercial construction (43.8) and civil engineering (30.0) all experienced the fastest downturns in activity for five-and-a-half years. Survey respondents commented on fragile market confidence, delays with the release of new projects and a general lack of incoming new work.

Total new business decreased at a rapid pace in November. Around 44% of the survey panel reported a fall in new orders, while only 17% signalled an increase. Aside from the pandemic, the resulting seasonally adjusted New Orders Index pointed

to the fastest downturn in new work since early-2009. Construction companies commented on sales headwinds due to risk aversion among clients, worries about the UK economic outlook and elevated business uncertainty ahead of the Budget.

Employment numbers across the construction sector decreased for the eleventh consecutive month in November, reflecting a lack of new work to replace completed projects and elevated wage pressures. The latest fall in staffing levels was the steepest since August 2020. Subcontractor usage also decreased, as has been the case in each month since December 2024.

Supplier performance meanwhile improved solidly in November and to the greatest extent since June 2024. Survey respondents noted that softer demand for construction products and materials had helped to alleviate supply chain

pressures, although some firms cited ongoing challenges with shipping delays. Latest data also indicated that overall buying activity dropped at the steepest pace for five-and-a-half years.

Cost burdens increased at an accelerated pace in November, but the speed of inflation remained well below the long-run survey average. Anecdotal evidence pointed to higher prices paid for a range of items, especially electrical components, copper products and insulation.

Looking ahead, the proportion of construction companies expecting an upturn in business activity in the next 12 months (31%) narrowly exceeded those forecasting a decline (25%).

The resulting Future Activity Index signalled the lowest degree of optimism since December 2022. Some firms commented on hopes of a rebound in general market conditions and support from lower borrowing costs. However, this was offset by

signs of cutbacks to clients’ investment spending plans and concerns about long-term domestic economic prospects.

Tim Moore, Economics Director at S&P Global Market Intelligence, said:

“November data revealed a sharp retrenchment across the UK construction sector as weak client confidence, and a shortfall of new project starts again weighed on activity.

“Total industry activity decreased to the greatest extent for five-and-a-half years, led by steep falls in

infrastructure and residential building work. Commercial construction also faced severe headwinds during November as business uncertainty in the run up to the Budget pushed clients to defer investment decisions.

“Lower workloads, alongside pressure on margins from rising wages and purchasing costs, continued to dampen staff hiring in November. The latest round of job cuts was the most marked since August 2020.”

“Construction companies also signalled a slide in business activity expectations for the year ahead as hopes of an imminent rebound in sales pipelines faded in November. The degree of optimism dropped to its

lowest since December 2022 amid reports of cutbacks to client budgets and pervasive worries about long-term UK economic growth prospects.”

COMMENTS:

 

Dr David Crosthwaite, BCIS chief economist, said:

If the latest construction PMI isn’t setting off alarm bells in Parliament, something’s seriously amiss.

The steepest downturn in UK construction activity in five-and-a-half years, including eleven consecutive months of decline this year, is no fluke.

It mirrors an industry battling low client confidence, stifled demand and skills bottlenecks compounded by a limited financial ability to recruit.  

According to insight from the latest BCIS All-in Tender Price Index Panel, sentiment surveys are often a temperature check of construction’s SMEs where government data is more reflective of larger contractor outputs.

If that’s the case, the latest PMI suggests current government actions are not enough and still failing the near-900,000 SMEs in construction.

Increasing the cost of doing business in the Budget now feels even more like a step in the wrong direction.

   

Steel transformed architecture. From industrial warehouses to soaring skyscrapers, this material fundamentally changed how we design and construct buildings. Yet its role continues evolving as architects push boundaries, prioritize sustainability, and reimagine what structural systems can achieve.

Understanding steel’s journey from utilitarian material to design centerpiece reveals much about contemporary architecture’s direction. More importantly, it shows how material innovation drives aesthetic possibility.

From Function to Form

Early steel-frame buildings prioritized function over aesthetics. Engineers focused on strength calculations and load-bearing capacity. Architects concealed steel within masonry facades, viewing it primarily as structural necessity rather than design opportunity.

Modernist pioneers changed this relationship entirely. Mies van der Rohe famously declared “less is more,” celebrating exposed steel columns and beams as honest expressions of structure. His Seagram Building demonstrated how steel frameworks could define architectural character while enabling unprecedented flexibility in floor plans.

This philosophical shift opened new creative territories. Steel’s strength-to-weight ratio allowed for column-free spaces, expansive glazing, and dramatic cantilevers that masonry construction could never achieve. Suddenly, architects could design buildings that seemed to defy gravity.

Contemporary projects continue this legacy while adding new dimensions. Steel fabrication techniques have become increasingly sophisticated, enabling complex geometries and custom solutions that previous generations could only imagine.

Sustainability Reshapes Steel’s Identity

Environmental concerns now influence every material choice architects make. Steel initially faced criticism for its carbon-intensive production process. However, several factors position it favorably within sustainable architecture discussions.

Steel remains infinitely recyclable without degradation. Demolished buildings become source material for new construction, creating closed-loop systems that minimize waste. Current estimates suggest recycled steel comprises approximately 30% of new structural steel production globally, with percentages climbing as circular economy principles gain traction.

Manufacturing advances significantly reduced steel’s carbon footprint. Electric arc furnaces powered by renewable energy produce steel with dramatically lower emissions than traditional blast furnaces. Some manufacturers now offer carbon-neutral steel options for environmentally conscious projects.

Design efficiency also contributes to sustainability. Steel’s strength allows minimal material usage compared to concrete or timber equivalents. Lighter structural frameworks reduce foundation requirements, cutting excavation, concrete volume, and overall project carbon footprints.

Prefabrication Transforms Construction Processes

Off-site fabrication represents one of steel’s most significant advantages in contemporary practice. Components arrive at construction sites precisely measured, cut, and ready for assembly. This approach contrasts sharply with cast-in-place concrete’s weather-dependent, time-intensive processes.

Benefits extend beyond construction speed. Factory-controlled environments ensure superior quality control. Weather delays disappear. Site disruption decreases substantially. Labor requirements shift from on-site crews to specialized fabrication facilities.

For complex projects featuring unique geometries, digital fabrication technologies enable precision that manual methods cannot match. Computer-controlled cutting produces intricate connections and custom profiles directly from building information models. Architects design knowing fabricators can accurately translate their visions into physical components.

Working with experienced suppliers becomes crucial during this process. For instance, Sydney Reo is a structural steel supplier that provides custom cutting and bending services, enabling architects to specify exactly what projects require rather than adapting designs to standard available sections.

Prefabrication also improves construction site safety. Less on-site cutting, welding, and heavy lifting reduces accident risks. Controlled factory environments provide safer working conditions than typical construction sites.

Hybrid Systems Expand Possibilities

Pure steel structures dominated mid-century architecture. Today’s projects increasingly combine steel with other materials, creating hybrid systems that leverage each material’s strengths while compensating for limitations.

Steel-concrete composites appear frequently in contemporary towers. Steel frames provide flexibility and speed during construction. Concrete cores add lateral stability against wind loads and seismic forces. Together, they enable heights neither material could safely achieve alone.

Mass timber construction represents another emerging hybrid approach. Heavy timber members handle compression loads beautifully while steel connections and tension elements add structural capacity where wood alone proves insufficient. These combinations satisfy both environmental goals and structural performance requirements.

Glass and steel partnerships continue evolving. Structural glazing systems integrate load-bearing glass panels with steel frameworks, creating nearly transparent enclosures. Projects like Apple’s glass cube stores demonstrate how far these partnerships have progressed from simple curtain wall systems.

Digital Tools Enable Structural Innovation

Building information modeling revolutionized how architects and engineers collaborate on steel projects. Integrated models allow real-time coordination between architectural intent and structural requirements. Design changes automatically update fabrication drawings, reducing errors and miscommunication.

Parametric design tools let architects explore structural possibilities that previous generations never considered. Complex curves, doubly-curved surfaces, and non-repetitive patterns become manageable when software handles geometric calculations. Steel’s fabrication flexibility makes these digital experiments buildable reality.

Generative design algorithms optimize steel structures for minimum material usage while maintaining required strength. Software tests thousands of configuration variations, identifying solutions human designers might never discover. Results often resemble organic forms—branches, bones, or natural networks—despite being pure engineered steel.

Advanced analysis software predicts building performance under extreme conditions. Wind tunnel simulations, seismic response modeling, and thermal behavior analysis inform structural decisions before construction begins. This reduces over-engineering while ensuring safety margins remain adequate.

Adaptive Reuse Favors Steel Structures

Heritage buildings increasingly receive new life through adaptive reuse rather than demolition. Steel frames prove particularly suitable for these transformations.

Industrial structures built during steel’s early adoption—factories, warehouses, train stations—feature robust frameworks that outlast their original functions. Clear-span interiors with minimal columns adapt easily to residential lofts, galleries, offices, or mixed-use developments. Original steel members often become celebrated design features rather than elements requiring concealment.

Adding steel structures within existing buildings enables spatial transformations impossible with heavier materials. Mezzanine levels, atriums, and structural reinforcements can be inserted without overloading existing foundations. Welded or bolted connections minimize disruption during construction.

Seismic retrofitting frequently employs steel bracing systems. Adding steel frameworks to unreinforced masonry buildings improves earthquake resistance while respecting historic character. Discrete steel members preserve architectural significance while meeting contemporary safety standards.

Aesthetic Expression Through Exposed Structure

Contemporary architects increasingly celebrate steel’s material qualities rather than concealing structural systems behind finishes. Exposed steel members communicate honesty about how buildings stand, educational and aesthetic simultaneously.

Weathering steel varieties develop protective rust patinas that eliminate painting requirements while adding rich coloration. These materials suit projects emphasizing connection to natural cycles and material authenticity. Over time, surfaces evolve, creating living records of environmental exposure.

Polished or painted steel finishes offer different aesthetic directions. High-gloss white beams evoke clinical precision. Matte black frameworks create dramatic silhouettes. Colorful powder coatings add playfulness. Surface treatments transform identical structural sections into diverse design expressions.

Detailing quality becomes paramount when structure remains visible. Connection design, weld finishing, and assembly precision all impact aesthetic success. Architects must consider fabrication feasibility during design development, ensuring beautiful details remain buildable within project budgets.

Future Directions

Several trends suggest steel’s continuing evolution in architectural practice. Advanced high-strength steels enable slimmer sections with equivalent structural capacity. Thinner columns and beams create more delicate structural expressions while maintaining performance.

Automated welding and robotic fabrication reduce costs for complex geometries. As these technologies mature, custom steel components may become cost-competitive with standard sections, expanding design freedom.

Carbon capture technologies integrated into steel production could eventually make the material carbon-neutral or even carbon-negative. Some research explores steel alloys that actively sequester atmospheric carbon, potentially transforming buildings from environmental liabilities into climate solutions.

Smart structures incorporating sensors into steel frameworks promise buildings that monitor their own structural health. Real-time data about stress, strain, and material condition could enable predictive maintenance, extending structure lifespans while improving safety.

Material Intelligence Shapes Design

Understanding steel’s properties, possibilities, and limitations informs better architecture. Successful projects emerge from dialogue between design aspirations and material reality. Steel offers remarkable capabilities—strength, ductility, prefabrication potential, recyclability—but works best when designers respect its nature.

Contemporary practice demands architects who understand materials deeply enough to exploit their potential fully. Steel rewards this knowledge with structural efficiency, aesthetic expression, and construction practicality that few materials match.

As we face unprecedented challenges—climate change, rapid urbanization, resource scarcity—steel’s adaptability positions it centrally in architecture’s future. Projects that thoughtfully employ this material contribute to building better environments while advancing architectural possibilities.

Steel’s story isn’t finished. Each innovative project expands understanding of what this material enables. Architects willing to explore steel’s evolving potential will discover new ways to create buildings that inspire, perform efficiently, and stand as testaments to material intelligence married with creative vision.

Source: The E-Architect

 

The Government’s response to the consultation on Landfill Tax reform demonstrates a pragmatic approach, balancing environmental objectives with the operational and economic realities faced by the waste and recycling sectors. This outcome is particularly positive for the construction and recycling industries, which can continue to operate under the current framework.

The consultation addressed several proposals, including moving to a single rate of Landfill Tax, removing the qualifying fines regime, altering exemptions for quarry filling and dredging stabilisers, reforming the water discounting scheme, and increasing rates for unauthorised waste sites. While these proposals appeared on the surface to support waste reduction, many in the industry, and related sectors, voiced concerns that such reforms could ultimately be counterproductive.

A central issue raised by respondents was the potential impact on the recycling industry, which generates significant volumes of fines and other lower-rated materials that cannot be reused or recycled. Many argued that steep increases in landfill costs for these materials could have unintended negative environmental consequences, such as incentivising illegal dumping and undermining legitimate recycling operations. The Government acknowledged these risks and, after reviewing the evidence, chose a more measured approach to reform.

Key Outcomes of the Consultation

  • The Government will not proceed with transitioning to a single rate of Landfill Tax by 2030. Instead, the lower rate will be increased in line with the standard rate to prevent the gap between the two rates from widening, with rates for 2026-27 to be legislated in Finance Bill 25-26. While this means the increases will be less dramatic in absolute terms, the percentage rise for the lower rate will be more notable. For example, in 2025/26 it will more than double to £8.65 from £4.05.
  • The qualifying fines regime will not be removed from April 2027. Instead, HMRC will work with the landfill sector to reform the regime, recognising that fines are a natural by-product of recycling and that abrupt removal would have significant negative impacts on the sector.
  • The exemption for filling quarries with a disposal permit will remain, acknowledging its importance for the disposal of construction and demolition material.
  • The exemption for stabilisers used in dredged material will be removed from April 2027, encouraging minimal use of stabilisers and promoting alternative de-watering techniques. HMRC acknowledges that this will not prevent the use of stabilisers, and it remains to be seen whether HMRC will legislate specifically or rely on the existing framework, which may require adjustments to HMRC’s Excise Notice LFT1.
  • The water discounting scheme will not be removed, but HMRC will engage with industry to tighten compliance.
  • The proposed increase to the rate of Landfill Tax at unauthorised waste sites is not being pursued at this time, though the Government will continue to work with agencies to tackle waste crime. HMRC’s rationale is that it would not make sense to introduce this change when other major reforms are not being implemented, even though many local authorities are facing record costs in remedying unauthorised disposals.

The Government’s response to the consultation will be welcomed by most in the industry and those who work closely with it, including the construction and recycling sectors. From the government’s perspective, they should also get more for their money from the funding provision for Land Remediation Grants. However, Landfill Tax is likely to remain on the Government’s agenda, as there are relatively simple changes—such as updating the list of Qualifying Materials and imposing harsher penalties for unauthorised disposals—that could have a positive environmental impact and would be supported by many stakeholders.

Source: Addelshaw Goddard LLP