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Premier Guarantee Technical Standards Manager, John Gilbert, provides technical guidance on the treatment of Cross Laminated Timber. The recent interest in ‘modular buildings’ as a solution to the housing crisis and current skills shortage, has brought forward the potential use of ‘CLT’ (Cross Laminated Timber) as a structural panel to produce wall panels or indeed modular pods.

A number of CLT products have third party product approval for the use as a structural plank for construction uses. However, it is also important that manufacturers have a quality management process to ensure consistent quality. Usually these approvals and manufacturing processes are for the solid plank and therefore full designs of the construction including its external cladding. are required on a site by site basis. CLT as a structural timber product isn’t preservative treated. It is also difficult to ‘post treat’ the panels due to the compact layers of softwood timber making penetration of the preservative across the full cross section difficult to achieve. So, it is important that the design keeps the CLT panel completely dry, particularly at ground level and around critical junctions.

Where structural timber, such as these wall panels are to be used in an external wall construction consideration should be given whether timber treatment is necessary if the species of the timber isn’t sufficiently naturally durable.

The vulnerability of timber in external walls is particularly critical where the timber is positioned in certain areas including at the horizontal damp proof course without the inclusion of a treated sole plate. Whilst the use of CLT panels in external walls is a relatively new occurrence in the UK, wall panels incorporating CLT have been successfully used in Europe.
Premier Guarantee are actively involved with the Structural Timber Association and have recently supported and endorsed technical guidance produced by the STA. The recently reviewed CLT guidance is available via The Structural Timber Association and BM Trada.

For our warranty purposes

Where projects are proposed that incorporate CLT wall panels; they must not be used with a render or other cladding system that is directly bonded to the wall panel. A drained and vented cavity must be provided. The CLT panel must be suitably protected as follows:

At DPC level

The CLT wall panels can be positioned directly onto the horizontal dpc (over the substructure walls) without a treated timber sole plate providing that:

  • The DPC extends at least 50mm past the face of the CLT and in the case of on the cavity wall side- extends down 50mm below the horizontal DPC without bridging the cavity.
  • The lowest level of the CLT panel where it sits onto the horizontal dpc must be not less than 150mm above the finished ground level. The residual cavity must extend 225mm below the lowest horizontal DPC level.
  • Open brick perpends / Weeps should be sited under the external horizontal DPC in the cladding at 1200mm centres.
  • Measures to prevent cold bridging at the substructure wall / ground floor / CLT wall panel junctions must be in place.
  • Ground levels immediately in front of the external wall should slope away from the building cladding.
  • CLT panels must not be constructed into ‘troughs or pockets’ e.g. for an internal wall panel on a structural slab. The risk of hidden damage from accidental water leaks could lead to moisture collecting around the panel.

Above horizontal DPC level

  • All exposed end grain to the wall panel must be suitably treated (e.g. end grain edges of the panel or where holes are cut through the panel to form openings – windows, doors, flues etc.) The end grain sealant should extend 50mm onto the panel sides.
  • There must be a drained and vented cavity with a minimum 50mm residual cavity retained.
  • The external wall insulation must be a ‘breathable’ type insulation and directly fixed to the CLT wall panel.
  • An approved breathable membrane must be installed to protect the insulation on the cavity side.
  • Suitable approved wall ties must be used which are secured to the CLT panel.
  • The CLT panels should be protected on the ‘Warm side’ by a suitable vapour control layer (vcl) unless interstitial condensation risk analysis calculations prove that the risk of interstitial condensation will not occur within the construction.
  • The structural engineer must provide details of suitable mechanical fixings to secure the CLT panels to the substructure.

Generally

  • The project using CLT panels must be supported by full structural design specifications.
  • General construction should follow the guidance contained within Timber frame section of the Technical Manual.
  • Detailing for Gas membranes must be considered on a project by project basis and you should consult with our Warranty Surveyor for further advice.
For more information please visit www.premierguarantee.com.

It was after the Second World War the UK saw a rapid demand for house building and solutions needed to be provided quickly and efficiently. It was during this time that new techniques and products were introduced to the building industry to meet these demands, but unfortunately there was an oversight in quality due to the extreme quantity that was being produced leading to many publicised failures.

Sixty years on and modern methods of construction (MMC) has seen a staggering evolution and investment. Legislations have forced a change in the way we build, based on climate change, performance based building standards and the code for sustainable homes. Much of what MMC promotes is efficiency, quality, environmental performance, sustainability and short time scales using better products and processes. The methods consist of offsite construction where parts are manufactured and assembled in a factory and brought to site already complete, or onsite construction which brings components and systems together onsite.

At Premier Guarantee we have a product and system approval process which has been developed to help manufacturers gain accreditation under our technical requirements. For developers and builders this is important as we want to make sure the MMC products and systems you use are approved by us and accepted by our warranty cover.

We are continuously working with manufacturers to expand our approved MMC products and systems. To see which ones have already been given the seal of approval, please see our product approval page.

For more information please visit www.premierguarantee.com.

The latent defects market has increased significantly in recent years, with there now being more companies in the market than ever before. As such, it can be difficult to know where to look and what to look for.

In the following article we explore the varying aspects of a quality provider and some questions you can ask during your decision process.

The Cover

Different structural warranty policies do not necessarily carry the same level of cover. Whilst some differences in cover may be subtle, others may be quite drastic, possibly leaving your buyers unprotected should something go wrong. There is also no consistency on the level of excess or financial limits. Although the best way to thoroughly understand any insurance policy is to read it in full, that can often be very time consuming. Therefore, we’ve thought of a few questions that could be useful to ask:

  • What is the policy excess?
  • Does the policy include a defects period?
  • What is the financial limit for each property?
  • Is there an overall policy limit?
  • Is water ingress excluded from cover

The Insurer

More often than not, structural warranty companies will provide insurances policies that have been underwritten by insurance companies, rather than underwriting the policy themselves. This means that any claims on the policy will be paid by the insurer. Compared to most common insurance policies, structural warranties last for 10 or 12 years, meaning that it’s even more important to check the quality of the insurer and to ensure that they will be around for the entire duration of the policy. One way of doing this is to check who is insuring the policy and then to check their financial rating. The following link is a useful tool for checking this: http://www.insure.com/interactive-tools/ sandp/define.jsp

Risk management and Technical Support

Although you are purchasing insurance cover, it is worth bearing in mind that it is the warranty provider that you will be working with for the duration of the build. As such, it is good practice to understand how they operate in order to determine whether they’re the best fit for how you work on site. Some question you could ask are…

  • Do they have clear technical standards?
  • Do they employ their own surveyors?
  • What technical support can they provide?

Customer Service

Another important aspect of your warranty provider is the quality of customer service they provide; after all, you will be dealing with the customer service department of your chosen provider a lot over the duration of your build, as well as them issuing all your relevant certificates. So, what do you need to know?

  • Will you have a dedicated account manager?
  • How will you track and measure site performance?
  • How quickly can you expect to get a response to your queries?
  • Will you be provided with any homeowner feedback?

The level of a company’s experience is an important factor across all sectors and all industries, so why would the structural warranty industry be any different? To get a measure of how experienced a company is, you could consider asking the following questions:

  • How long have they been providing structural warranties?
  • Are they a member of the Consumer Code for Home Builders?
  • Are they accepted by all major mortgage lenders?

Value

Rather than focusing just on monetary values, it is worth looking at value of your provider on the whole. Of course it’s vital to look after those all-important purse strings, but it’s also a must to consider the overall value from your chosen provider. By asking the above questions, and making sure you are satisfied with the answers, you should be able to better understand the value that your chosen structural warranty provider will be able to contribute to your build.

To find out more about our range of structural warranties call 0800 107 8446 or visit www.premierguarantee.com

The latent defects market has increased significantly in recent years, with there now being more companies in the market than ever before. As such, it can be difficult to know where to look and what to look for.

In the following article we explore the varying aspects of a quality provider and some questions you can ask during your decision process.

The Cover

Different structural warranty policies do not necessarily carry the same level of cover. Whilst may be quite drastic, possibly leaving your buyers unprotected should something go wrong. There is also no consistency on the level of excess or financial limits. Although the best way to thoroughly understand any insurance policy is to read it in full, that can often be very time consuming. Therefore, we’ve thought of a few questions that could be useful to ask:

  • What is the policy excess?
  • Does the policy include a defects period?
  • What is the financial limit for each property?
  • Is there an overall policy limit?
  • Is water ingress excluded from cover?

The insurer

More often than not, structural warranty companies will provide insurances policies that have been underwritten by insurance companies, rather than underwriting the policy themselves.This means that any claims on the policy will be paid by the insurer. Compared to most common insurance policies, structural warranties last for 10 or 12 years, meaning that it’s even more important to check the quality of the insurer and to ensure that they will be around for the entire duration of the policy. One way of doing this is to check who is insuring the policy and then to check their financial rating. (Click here to check this)

Risk management and Technical Support

Although you are purchasing insurance cover, it is worth bearing in mind that it is the warranty provider that you will be working with for the duration of the build. As such, it is good practice to understand how they operate in order to determine whether they’re the best fit for how you work on site. Some question you could ask are:

  • Do they have clear technical standards?
  • Do they employ their own surveyors?
  • What technical support can they provide?

Customer Service

Another important aspect of your warranty provider is the quality of customer service they provide; after all, you will be dealing with the customer service department of your chosen provider a lot over the duration of your build, as well as them issuing all your relevant certificates. So, what do you need to know?

  • Will you have a dedicated account manager?
  • How will you track and measure site performance?
  • How quickly can you expect to get a response to your queries?
  • Will you be provided with any homeowner feedback?

Experience

The level of a company’s experience is an important factor across all sectors and all industries, so why would the structural warranty industry be any different? To get a measure of how experienced a company is, you could consider asking the following questions:

  • How long have they been providing structural warranties?
  • Are they a member of the Consumer Code for Home Builders?
  • Are they accepted by all major mortgage lenders?

Value

Rather than focusing just on monetary values, it is worth looking at value of your provider on the whole. Of course it’s vital to look after those all-important purse strings, but it’s also a must to consider the overall value from your chosen provider. By asking the above questions, and making sure you are satisfied with the answers, you should be able to better understand the value that your chosen structural warranty provider will be able to contribute to your build.

To find out more about our range of structural warranties call 0800 107 8446 or visit www.premierguarantee.com.